Welcome to Tracy Loftsgaarden Piano Academy (“we,” “our,” “us”). By accessing or using our website (tl.com), our landing pages, or our services, you agree to the following Terms of Service. Please read them carefully before using our services.

1. Services Provided

We provide online piano lessons and courses, available as both one-time purchases and subscription plans. Some content may be accessed through a third-party learning platform. You may be required to create an account with that platform to access your purchased content.

2. Payments

• Payments are processed securely through third-party providers such as Stripe and buy-now-pay-later services.
• By making a purchase, you agree to provide accurate billing information.
• All sales are final. Unless otherwise stated, we do not offer refunds, cancellations, or trial periods.

3. User Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials on any third-party learning platforms used to deliver our services.
• You agree not to share, resell, copy, or distribute Tracy Loftsgaarden Piano Academy’s course materials, content, or resources without our permission.
• You agree not to use our services for any unlawful or unauthorized purpose.

4. Intellectual Property

All content, materials, and branding provided by Tracy Loftsgaarden Piano Academy are protected by copyright and other intellectual property laws. You may use them only for your personal, non-commercial learning. Unauthorized use, reproduction, or distribution is strictly prohibited.

5. Disclaimers

Our lessons and courses are provided for educational purposes only. We do not guarantee any specific results, outcomes, or professional achievements from participation.

We make reasonable efforts to keep our website, landing pages, and services available, but we do not warrant uninterrupted access or error-free performance.

6. Limitation of Liability

To the maximum extent permitted by law, Tracy Loftsgaarden Piano Academy is not liable for any indirect, incidental, or consequential damages, including but not limited to loss of data, profits, or business opportunities, arising from your use of our services.

7. Governing Law

These Terms of Service are governed by the laws of the United States and the state of Minnesota. Any disputes shall be handled exclusively in the courts of that jurisdiction.

8. Changes to Terms

We may update or revise these Terms of Service at any time. If changes are made, we will update the effective date above. Continued use of our services after changes means you accept the updated terms.

9. Contact Us

For questions regarding these Terms of Service, contact us at:

📧 tracy@tracyloftsgaarden.com

📞 512-888-1669 (text messages preferred)